We listen to our clients’ needs and priorities to assist in finding their next home at their preferred pace. Our role is to be a resource of information for our clients with a no-pressure sales approach. We want our clients to find the right place to suit their needs, so whether that takes a week or a year, we will be here and helpful throughout the entire process.

Step 1: Consultation to analyze your needs and wishes

We will conduct a lifestyle interview to determine your home wish list, the neighborhoods you prefer, and more. This is a great time to really get to know each other and to set the tone for the entire home search. Your priorities, your timeframe, and your personality will be the focus of discussion. In addition, we will talk about your ideal price range. If you are not approved prior to this interview, then we will provide a list of lenders for you to contact who can help determine your optimal loan type.

Step 2: Financial pre-approval

Contact a lender of your choice, or one of our preferred lenders who will help with all of your questions regarding financing your purchase. Getting a pre-approval will reveal your maximum price point, what price you’d feel comfortable spending, and even what types of houses and areas we need to focus on in our search, based on the type of loan you qualify for.

Step 3: Set Up Online Search and Property Portal

Your property portal will email you properties that are within the criteria we set forth. You will receive any new listings and price reduction notices all within 15 minutes of being added to the market, or at the rate you’d like to receive notices (asap, daily, or weekly). As your search narrows we can continuously adjust your criteria to be reflected in your property portal.

Step 4: Select and View Properties

Our first showing appointment will usually consist of multiple properties that you have found in your property portal and are interested in viewing. As we look at homes, we encourage you to point out standout features, things you like and dislike about each home. This will assist us in weeding out homes as they come onto the market and determining properties that would be a good fit.

Step 5: Write and Negotiate an Offer to Purchase

Prior to writing an offer we will provide a Market Analysis for you to determine an opinion of Fair Market Value. What you offer on a property depends on a number of factors, including its condition, length of time on the market, buyer activity, and the urgency of the seller. We will assist in providing the most up-to-date information possible for all of those factors. After the initial offer is submitted, we will negotiate on your behalf and keep you apprised of seller/ listing agent responses as they are received.

Step 6: Contract to Close

Once we get a property under contract, you will typically provide a good faith deposit on the home, (usually $500-$1,000 or more depending on the price of the home). The earnest money will be applied to the price of the home. There will also be an inspection period if requested, which is completed within 7-10 days of contract acceptance. We will provide a list of certified inspectors & the average cost of the inspection is around $450. During the first week we are under contract, you will also be submitting your formal loan application with the lender you choose. It is typical of the lender to require you to pay an appraisal or loan application fee at this time as well, usually around $350-$450. This will be your final expense prior to close.

Step 7: Closing Day and Beyond

You will receive your final settlement statement about 3 days prior to close which breaks out all of the charges and credits in the transaction and the funds needed to close. You will have the opportunity to conduct a final walk through of the property about 1-3 days prior to the close date to ensure all is in the same condition as when the property went under contract. Once you sign all of your final documents and the funds you’ve provided are confirmed, your lender will fund the loan & the title company can transfer title! You will receive keys after title transfers (and depending on what was negotiated in the contract). We are always available to answer any questions on the closing process and love handing over the keys! After the close, we are here to help with any post-close questions that may pop up, and of course are here for any real estate needs you may have in the future!